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A: Federal loans are best choice if a student does not have a cosigner. These loans come at a very low interest rate and the payment process is simple as well. Federal loans are given on need basis. Private sources need a cosigner and may not require one only if the student has a credible credit history. [link widoczny dla zalogowanych] How do secured loans work and whom are they best suited to? 4. Payback your loan in time. This should be done vigorously. Be very serious in paying back. These high interest loans can create a debt you may not be able to get away from. If you go into bankruptcy no one will give you a loan for a long time.
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