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In most cases the lenders in our network require you to have a job, possess a bank account, be a U.S. citizen or resident at least 18 years of age, and earn a certain amount of money each month. Our lenders understand that everyone makes mistakes and encounters rough times - you may still be approved for a payday loan even if you have bad credit or a past bankruptcy. [link widoczny dla zalogowanych] When you take out a fast cash loan, you are charged an annualized interest rate known as the annual percentage rate, or APR. MyPaydayLoans.com is not a lending service, meaning that it is not in the business of disbursing loans, but it does help consumers find lenders who routinely provide people with cash loans, and it never charges any sort of fees for this professional service. Given the fact that MyPaydayLoans.com does not function as a lender, it simply is not able to provide you with details regarding the APR that will go with your cash loan. You should know that annual percentage rates can vary according to the personal information provided by you as part of your loan request as well as the information you get from your lender. Interest rates for fast cash loans with bad credit are typically higher if they are issued by a pay day business or a bad credit lending institution. The interest rates are higher because these businesses view people with bad credit as a high risk. People with bad credit should be aware of this fact. Though interest rates are higher for people with bad credit, lenders must be careful not to set unusually high fees for interest rates.

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