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Wysłany: Pią 7:03, 04 Wrz 2015
Temat postu: short term loans for bad credit not payday loans
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Once funds are approved they are usually deposited within a person's checking account or in some cases the money is given directly to the borrower. When the borrower receives the money the lender will explain all the important points of the loan such as how much money has to be paid back to the lender and when the money is due. Borrowers are then free to spend the money in the manner that they choose. If you have taken out a payday advance in California and find yourself unable to pay the loan back on time it is better to alert the payday loan company in advance of their submitting your check to cash. If you neglect to contact the lender and your check bounces the loan company is only allowed to collect a $15 insufficient funds fee. While contacting the loan company won’t avoid a fee or penalty on your loan it will avoid additional bounced check fees from your bank. Additional fees cannot be charged if you request an extension of time or payment plan. However, the payday lender is not legally required to grant your request for an extension. Remember that under California state law it is illegal for the lender to create a second loan to pay off the first loan so you will have to either find another lender or seek a different type of loan to avoid fees and interest.
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